The Motor Insurers’ Bureau (MIB) works in partnership with Experian to manage the Motor Insurance Database (MID) and the MIDportal on behalf of the insurance industry. The MID was introduced to combat the problem of uninsured driving and the associated costs to the insurers and, ultimately, to all policyholders.
The MID is the central record of all insured vehicles in the UK. It is used by the Police and the Driver and Vehicle Licensing Agency (DVLA) to enforce motor insurance laws. MIB shares the information on the database with the information held at the DVLA to identify uninsured vehicles under the Continuous Insurance Enforcement (CIE) scheme. Enforcement agencies and the police have the power to remove uninsured vehicles from UK roads.
You can find out more about the MID, MIB and other services provided by the MIB Group at www.mib.org.uk.
Authorised users at Insurance companies (and their representatives) use the MIDportal to view details of motor insurance policies on the MID and perform other MID related tasks.
Authorised fleet operators and motor traders (and their agents) use the MIDportal to submit vehicle data to the Motor Insurance Database and to view details of their motor insurance policies.
Commercial policyholders should contact their insurer for further information on how to submit vehicle data to the MID via this method.
The MIDportal is the new way to access services previously offered via MIDCheck and MIDUpdate. If you are a user then you will know what you can do.
From July to September 2016 a migration programme will be running to move insurers and users to the new MIDportal.
Insurers/DAs
Until your insurance company has migrated you will be redirected automatically to MIDCheck or MIDUpdate; after migration you will be redirected to the new MIDportal website.
Policyholders
Until your insurance company has migrated you will be redirected automatically to MIDUpdate; after migration you will be redirected to the new MIDportal website. If you need more information contact your Insurer Helpdesk.